Buying a Used Car? Six Questions You Need To Ask

Buying a used car can feel like a daunting task, especially with so many options available. Whether you’re in the market for your first car, a reliable commuter vehicle, or a family-friendly MPV, it’s crucial to ask the right questions to ensure you make a smart purchase. To guide you through this exciting journey, we’ve compiled a friendly list of essential questions to ask when buying a used car.

1. Can I see the paperwork?

One of the first questions to ask when buying a used car is about its paperwork. A comprehensive service history can give you valuable insights into how well the car has been maintained. Look for proof of regular servicing, any major repairs (like an engine replacement), and whether the mileage on service documents matches the current odometer reading. A well-documented service history often indicates a car that has been cared for, which can save you from unexpected mechanical issues down the road. Plus, if your mechanic has access to this information, they can better diagnose any future problems.

2. Does the car have any outstanding finance?

It’s essential to know whether the car has any outstanding finance before you buy it. Always ask the seller directly, but also consider conducting your own checks. There are online vehicle check services that provide detailed reports, revealing crucial information like mileage discrepancies and outstanding finance. If the car has a loan attached, the finance company may reclaim it, leaving you without a vehicle. This step is vital to ensure you’re making a safe investment.

3. Has the car ever been in an accident?

Accidents happen, and sometimes cars get repaired without insurance involvement, so it’s essential to ask about the vehicle’s history. While a motor history report can show past accidents, it might not capture every detail. Inquire whether the car has been involved in an accident and inspect it closely for signs of past repairs, such as mismatched paint or uneven body panels. The AA have put together a detailed check-list of potential clues you need to look for. Knowing about previous damage can help you assess the car’s value accurately.

4. How many previous owners has the car had?

The number of previous owners can provide insight into the car’s history. While multiple owners aren’t necessarily a red flag, they can indicate potential issues. More drivers mean more chances for inconsistent service histories and possible dissatisfaction. Ask the seller for context about previous ownership—did they sell due to relocation or upgrading? You can also check the logbook for clarity.

5. Does it have a warranty?

When you find a car you love, it’s easy to get swept up in excitement. However, don’t overlook the importance of a warranty! A warranty can be your safety net against unexpected mechanical failures. Before sealing the deal, ask about the warranty details. What does it cover, and for how long? Understanding the terms can save you from future headaches.

6. Is there any room for discount?

Lastly, don’t hesitate to ask if there’s room for negotiation! It’s a common practice in the car-buying world, and many dealers expect it. While they may not lower the price, they might offer perks like a free service, a full tank of fuel, or a complimentary valet. A little negotiation can make both parties happy and enhance your buying experience.

Once you’ve tackled these questions to ask when buying a used car, it’s time to wrap up the deal. Don’t forget to contact your insurance company to secure comprehensive coverage for your new ride. At FBD Insurance, we’re here to help you find the perfect car insurance that fits your needs, ensuring you hit the road with confidence.

Until next time.